| Education
1979-82 : BA (Honours) Economics : St. Stephen's College
1983-85 : MBA, Faculty of Management Studies, University of Delhi
Corporate Experience
1985-1994 : ICI India Limited.
Worked across the country in various businesses - Fertilizers, Rubber Chemicals & Plastics, Explosives and Paints- in the Sales, Marketing and Purchase functions across India. Last assignment - National Sales Manager for the Paints business
1994-1999 : GE Capital Services India
Was part of the start up team to set up Countrywide (A JV with HDFC) to launch retail finance in India. In 1996 launched and ran the first captive auto finance company in India -Maruti-Countrywide (A JV with Maruti) as its Chief Operating Officer. In 1998 set up and launched the SBI Card as the Chief Executive Officer of SBI Cards & Payments Services Limited (a JV with SBI).
1999- 2000 : Visa International
Country Manager for South Asia for Visa International
Oct 2000 - May 2001: Associates India Financial Services Limited
Took over as the Managing Director of this Rs 1,000 crore asset company which focusses its product offering to the middle class consumer for consumer goods, cars, two wheelers, personal loans and home mortgage and for the mid-market commercial customer for construction equipment and plant & machinery. June 2001 - March 2008 : GE Money (erstwhile GE Countrywide Consumer Financial Services) Took over as the President.
April 2008 : Hewitt Associates Took over as the Marketing Manager - India & Middle East | 
